Fragrant Beef Curry with Rice

Name: Fragrant Beef Curry with Rice
Ingredients: 2 pounds well-trimmed boneless beef stew meat, cut into 1-inch pieces; 3 tablespoons vegetable oil; 2 large onions, sliced; 6 whole cloves; 2 large garlic cloves, chopped; 2 cinnamon sticks; 1 bay leaf; 1/4 teaspoon dried crushed red pepper; 1 1/2 cups whole milk; 3 large tomatoes, quartered; 3 tablespoons Major Grey chutney; 3 tablespoons fresh lemon juice; 2 tablespoons minced peeled fresh ginger; 1 1/2 tablespoons curry powder; 1/2 teaspoon salt; Hot cooked rice