Veggie Masala Burrito

Name: Veggie Masala Burrito
Ingredients: 4 Large Rotis/Chapatis/Tortillas (whole wheat or flour); 1 Potato (finely chopped with skin); 1 Small Onion (finely chopped); 6 - 8 cloves Garlic (finely chopped); 2 cups Peas and Carrots (frozen or fresh, finely chopped); 1 Tomato (finely chopped); 1 - 2 teaspoon Cumin Powder; 1 - 2 teaspoon Coriander Powder; 1 teaspoon Cayenne Powder; 1 teaspoon Turmeric; 2 teaspoons Salt; 2 tablespoons Sour Cream; 4 tablespoons Olive oil or Avocado Oil (or any cooking oil); Optional; 1 Bell Pepper (finely chopped); 4 Bay Leaves; 1 tablespoon Lemon Juice; 1/4 cup Salsa or Green Chilli Chutney