Mult layer Cheese and Bean Dip

Ingredients

• 1 (13.6 oz/385 g) container refried pinto beans
• 4 oz (115 g) cream cheese, softened
• ½ cup (115 g) plain, low-fat yogurt
• ½ medium onion, finely diced
• ½ teaspoon cumin
• ½ teaspoon chili powder
• ½ teaspoon dried oregano
• ½ teaspoon granulated garlic powder
• ¼ teaspoon salt
• ⅛ teaspoon black pepper
• 6 oz (170 g) sharp white cheddar cheese, shredded (or use a full 8 oz/225 g if you want!)
• 1 cup (150 g) cherry tomatoes, chopped
• ½ cup (60 g) pitted black olives, sliced
• 1 tablespoon chopped parsley leaves, for garnish (optional)
• Tortilla chips, for serving

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