Cheeseburger Meatloaf

Name: Cheeseburger Meatloaf
Ingredients: Nonstick cooking spray, for the pan; 6 slices Texas toast, cubed; 1/2 cup milk; 2 pounds ground beef; 6 strips crisp cooked bacon, chopped; 2 large eggs; 2 red onions; 1 finely chopped and 1 thinly sliced; 1 cup plus 2 tablespoons ketchup; 1/4 cup plus 1 tablespoon mustard; 1 teaspoon kosher salt; 1 teaspoon freshly ground black pepper; 8 ounces Cheddar, cut into small cubes, plus 1 cup grated Cheddar; 1/4 cup grated yellow onion (from about 1/2 onion); Dill pickle chips, for serving