Ingredients
- 3 cups water
- 3 cups diced peeled potatoes
- 1 cup diced carrots
- 1 cup diced celery
- 1 medium onion, chopped
- 2 teaspoons salt
- 1/2 teaspoon pepper
- 6 tablespoons butter
- 6 tablespoons all-purpose flour
- 4 cups milk
- 3 cups shredded Cheddar cheese
- 1 cup cubed fully cooked ham
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