Beef Taco Salad with Chunky Tomato Dressing

Name: Beef Taco Salad with Chunky Tomato Dressing
Ingredients: 3/4 pound lean ground beef (90 percent lean or higher); 2 cloves garlic, minced; 1 (15.5-ounce) can black beans, drained and rinsed; 1 tablespoon chili powder; 1/4 teaspoon cayenne pepper, plus more to taste; 1/3 cup water; 4 medium tomatoes, diced; 2 tablespoons olive oil; 2 tablespoons fresh lime juice; 1/2 teaspoon salt; 1/4 teaspoon freshly ground black pepper; 2 hearts romaine lettuce, chopped; 1/2 cup grated Cheddar; 2 ounces baked corn tortilla chips (about 32 chips)