Asian Mexican Fusion Burrito

Name: Asian Mexican Fusion Burrito
Ingredients: 1 pound(s) ground beef; 1 - packet fajita seasoning; 1/2 - red onion; 1/4 - yellow onion; 1/4 - yellow bell pepper; 1/4 - red bell pepper; 1 tablespoon(s) grated fresh ginger; 3 tablespoon(s) soy sauce; 1/4 cup(s) water; 1/4 cup(s) milk; 4 ounce(s) pepperjack cheese; 4 ounce(s) colby jack cheese; - chopped lettuce and tomato for topping; 4 - flour tortillas; 1 can(s) black beans; - bw3 asian zing sauce (optional - in lieu of this, you can use a mix of 1/4 cup teriyaki sauce, 2 tbs honey and 1/2 teaspoon red pepper flakes)