BEST Wet Burrito Recipe

Name: BEST Wet Burrito Recipe
Ingredients: 1 Tablespoon chili powder*; 1 1/2 teaspoons ground cumin; 1 teaspoon fine sea salt; 1 teaspoon ground black pepper; 1/2 teaspoon paprika; 1/4 teaspoon garlic powder; 1/4 teaspoon onion powder; 1/4 teaspoon crushed red pepper flakes; 1/4 teaspoon dried oregano; 1 cup long grain white rice (uncooked); 1 pound lean ground beef; 1 medium yellow onion (diced); 2 medium cloves garlic (minced); 1/4 cup water; 1 (16 ounce) can refried beans; 1 (15 ounce) can black beans (drained and rinsed); 1 (10 ounce) can RO-TEL; 10 (10 inch) flour tortillas; 1 (10 ounce) can red enchilada sauce; 2 cups freshly shredded mozzarella cheese**; 1 cup sour cream (optional); 10 cherry tomatoes (quartered, optional); 2 green onions (diced, optional); Guacamole (optional)