White Bean Chowder

Name: White Bean Chowder
Ingredients: 2 teaspoons vegetable oil; 1 cup onion, chopped; 2 garlic cloves, minced; 2 (15 ounce) cans great northern beans, drained and rinsed; 1 (4 ounce) can green chilies, diced; 1 cup corn kernel; 1⁄2 cup carrot, grated; 1⁄4 cup celery, diced; 1 cup chicken or 1 cup vegetable broth; 2 teaspoons ground cumin; 1 teaspoon chili powder; 1⁄2 teaspoon cayenne pepper; 2 cups milk; 1 tablespoon cornstarch; 1 cup cheddar cheese, shredded and divided; 4 tablespoons cilantro, chopped