Cheesy Beef and Bean Burrito Rice Bowls

Name: Cheesy Beef and Bean Burrito Rice Bowls
Ingredients: 1 pounds lean ground beef (I use ground sirloin); 1 tablespoon taco seasoning; 2 tablespoons lime juice; 2 tablespoons coarsely chopped cilantro leaves (plus more for serving); 2/3 cup cheddar cheese (freshly grated, plus more for serving); 2 cups cooked white rice (or brown rice (using leftover rice makes this even faster)); 1½ cups refried beans; 1 cup pico de gallo; 1/2 cup guacamole (for serving); hot sauce (for serving); plain nonfat greek yogurt (or sour cream, for serving)