Mexican Street Corn Chowder

Name: Mexican Street Corn Chowder
Ingredients: 4 tablespoons (1/2 stick) butter; 1 small white or yellow onion, chopped; 3 cloves garlic, minced; 2 teaspoons chili powder; 1 teaspoon ground cumin; 1 (4 oz) can fire-roasted diced green chiles; 4-6 cups chicken or vegetable broth; 6 cups corn kernels, fresh or frozen; 1 (15 oz) can black beans, drained and rinsed; 2 cups heavy cream; 1 cup fresh cilantro, chopped; 1 cup cotija cheese, crumbled; Lime wedges, for serving; Kosher salt and freshly ground black pepper, to taste