Quick Cheese Bread

Name: Quick Cheese Bread
Ingredients: 3 ounces (85 grams) Parmesan cheese , shredded on large holes of box grater (about 1 cup); 3 cups unbleached all-purpose flour (15 ounces/425 grams); 1 tablespoon baking powder; 1/4 teaspoon cayenne pepper; 1 teaspoon table salt; 1/8 teaspoon ground black pepper; 4 ounces (113 grams) extra-sharp cheddar cheese , cut into ½-inch cubes, or mild Asiago, crumbled into ¼- to ½-inch pieces (about 1 cup); 1 1/4 cups whole milk; 3 tablespoons unsalted butter , melted; 1 large egg beaten lightly; 3/4 cup sour cream