Vegetables Masala Khichdi

Name: Vegetables Masala Khichdi
Ingredients: 1 cup rice; 1/2 cup moong dal; 1/2 cup red masoor dal; 2 tbsp mustard oil; 1 medium sized carrot chopped; 1 medium sized onion chopped; 1/2 cup green peas; 2 potatoes cut into half; 1 medium size tomato chopped; 2-3 green chillies slit; 1 tsp ginger paste; Handful fresh coriander leaves; 1 tsp turmeric powder; 1/4 tsp kasmiri red chili powder; as per taste Salt; 1 bay leaf; 1 tsp cumin seeds; 1 cinnamon sticks; 2-3 cloves; 2 green cardamom; 2 dry red chillies; 1 tsp ghee